• $24.99
  • $29.99

* NOTE * Both of these are FREE when you purchase and enrol in the Money 101 Course! 


Click VDK courses at the top of the page to get started or visit


Take Control over your finances with the Money 101 Budget Tool and Debt Annihilation Tool!

Unlock Financial Freedom with Victor Delta Kilo's MONEY 101 Debt Annihilation Tool

Drowning in debt and yearning for clarity? Eager to regain control and march towards financial freedom?

Watch the video explainers below  --- Debt Annihilation Tool --- Budget Tool

Introducing the Victor Delta Kilo - MONEY 101 Debt Annihilation Tool - the essential companion for anyone on our money management course, tailor-made to steer you towards a debt-free horizon!

📉 Why This Spreadsheet is Your Debt-Free Passport:

  • Course-Complementary: It's not just a tool, but an extension of our courses, ensuring seamless integration of learning and practical application.
  • Crystal Clear Clarity: Visualize your debts, interest rates, and payments in an intuitive layout.
  • Custom Debt Strategy: Built-in formulas to guide you on the most efficient path to pay off your debts, saving both time and money.
  • Progress Trackers: Celebrate every milestone, no matter how small, with dynamic trackers that show your progress in real time.
  • Full Security: Your financial data is yours alone. We've gone old school so all data is retained to your device.

Taking our courses showed your commitment to breaking the chains of debt. Now, harness the power of the Victor Delta Kilo - MONEY 101 Debt Annihilation Tool and turn that commitment into action. Every dollar saved, every debt cleared, will be a testament to your financial resurgence. Your path to financial liberation is just a click away!


Unlock the Ultimate Financial Tool with Victor Delta Kilo's MONEY 101 Budget Tool!


For a video explainer :

Introducing the Victor Delta Kilo MONEY 101 Budget Tool - the perfect companion to our course, designed meticulously to empower you to navigate your money journey seamlessly!

📊 Why Our Spreadsheet Stands Out:

  • Tailored Integration: Designed to complement our courses, ensuring a cohesive learning and application experience.
  • User-Friendly Design: Whether you're a newbie or a spreadsheet guru, our interface is intuitive and efficient.
  • Dynamic & Responsive: Adapts to your unique financial goals, providing real-time insights and feedback.
  • Secure & Private: Your financial data remains confidential. Everything is local on your device We prioritize your privacy.
  • Technically Excellent: Developed only by the assistance and permissions granted by Michael Rusli - The Budgeting Guru, this tool is proven to help hit financials goals.

Investing in your education was the first step; now, equip yourself with the tools to bring that knowledge to life. Amplify your financial prowess with the Victor Delta Kilo MONEY 101 Budget Spreadsheet. The key to unlocking your financial potential is just a click away!

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